For many couples trying to get pregnant, artificial insemination may finally help them realize their dream of becoming parents. Artificial insemination, also known as intrauterine insemination, is when a concentrated dose of your partner’s sperm is inserted directly into your uterus.
There are very few if any side effects and risks involved with artificial insemination. Artificial insemination is all about timing. It’s imperative that the procedure is done on the day that you ovulate.
You may need to take a fertility drug before the procedure to bring on ovulation. The procedure is usually done right in your doctor’s office on an outpatient basis.
This means that you’ll be home that night without having to stay in the hospital. This is just one reason why the cost of artificial insemination is much lower than the cost of other infertility treatments such as in-vitro fertilization (IVF).
This lower cost is one of the reasons that many couples undergo artificial insemination before they move on to other treatment options.
After the Cost, How Successful is Artificial Insemination?
It’s important to know that each cycle of artificial insemination has a success rate of about 5 to 20 per cent. Success will depend on what infertility issues you’ve been dealing with as well as how old you are.
As women age, their chances of getting pregnant are significantly reduced. You may need to undergo more than one cycle of artificial insemination treatment.
The cost of each treatment cycle may factor into your decisions about how many cycles you’re willing and able to try. The availability of artificial insemination treatment will vary from one clinic to another.
Some fertility clinics may offer all types of infertility treatments while others focus on one particular treatment.
You may want to use a clinic that focuses solely on artificial insemination procedures, although most of the top fertility clinics in the country are completely qualified and experienced in all infertility issues.
What Costs are Involved with Artificial Insemination?
It isn’t just the cost of the actual artificial insemination procedure that you need to think about.
There are other costs involved as well. Each fertility clinic will have different price points for each of the services that they provide, however, you can expect the costs to be basically the same throughout North America.
Some of these other costs that you need to take into consideration include the following:
- basic information and orientation appointments.
- counselling sessions.
- sperm analysis to ensure there are no abnormalities.
- sperm preparation.
- sperm storage, if used.
- fertility drugs if required.
- ovulation predictor kits.
- ultrasound to monitor the procedure.
- clinic fees.
Make sure that you understand all of the costs involved with artificial insemination before you decide to use one particular clinic.
It’s best to consult with several different clinics before making a final decision about which one to use. Find out what services each offers as well as what after treatment care they may provide.
Average Cost of a Normal Artificial Insemination Treatment Cycle
The average cost for each cycle of artificial insemination under normal circumstances is about $300 to $700.
With the added costs of fertility drugs and ultrasound, the costs will go up to about $1500 to $3000 depending on your own particular circumstances.
Keep in mind that if you use a donor’s sperm, an additional cost of about $400 to $600 can be added. For some couples, the cost of artificial insemination may be higher.
If your circumstances require you to have a treatment done in the hospital, you can expect costs to rise to $5000 to $10,000.
Will Your Medical Insurance Cover the Cost of Treatment?
Depending on your medical insurance plan provider, there are some costs of artificial insemination that may be covered.
Some states have a mandate for insurance coverage for artificial insemination, but there may be some restrictions in place.
In those states that have a mandate for insurance coverage, the law is only applicable to companies that have group insurance for more than 25 employees.
Talk to your insurance provider to see what costs are covered and which costs you’ll be responsible for paying yourself.
Finding the Right Fertility Clinic
Even if your family doctor has recommended a fertility clinic to you, always do your own research. Find out what services are provided and get a breakdown in cost for each of these services.
Schedule the first appointment to talk about what the procedure is for artificial insemination and what you can expect if you decide to use that particular clinic.
As well, find out the live birth success rate of each of the clinics that you’re considering. This is an important statistic that should have a deciding role in your decision about what clinic to use.
You want to choose a clinic that has a high success rate so that you increase your own chances of getting pregnant. It’s important that you find a qualified fertility clinic.
Beware of those clinics that quote you costs that are much lower than the average.